How about this Trojan
http://www.hispasec.com/laboratorio/...o_video_en.htm
looks great method to get the Password if the inputs are
scrambled,rotated randomly after each entry etc.
Combination of trojan like this +a simple keylogger +a MITM can defeat
all possible authentication mechanism Multi Factor,channel
authentications like OTP,SMS based logging etc
Regards
AK
Researcher

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